U.S. Bank has been able to leverage our years of payment systems experience to simplify the implementation and program management process to our clients' benefit. Our exclusive program management approach assists our clients from the initial first steps of implementation through the process of building their program and utilization of best practices.

The program management approach addresses the entire span of the relationship between U.S. Bank and our clients - from our first contact, through the life of their program. It is a comprehensive customer relationship management approach that enables our clients to successfully establish and build their programs.

The processes and tools within our program management approach allow our clients to achieve program success. These include:

• A commercial card program implementation to fit with our clients' culture, payment technologies and processes
• A payment system to meet the needs of our clients' time and cost-saving goals