[MUSIC PLAYING] NAPHEESA COLLIER: I would say just like you have to train every day in fitness, or in the gym, or whatever it may be, you have to train yourself to be good in finances as well. Whatever work you put in is the outcome that you're going to have. It's like studying for a test. If you study, when you get to the test, you're going to be good. 

If you haven't, you're going to be nervous. You don't know what you're doing. And that's definitely kind of what I felt like in finances too. The more that I've trained, like, looked into it and gathered different resources, the more confident I feel in being able to be financially independent and knowing what I'm doing. 

JESS SIMS: And I think just like with fitness, there's such a mindfulness component to fitness. And there's such a mental mindfulness component to finances as well. It's like, we need to not ignore the demons, the gremlins, the inner critic that we have in our head that's telling us to be quiet and not talk about money, to not talk about salaries, to not talk about investing because of how we grew up or how we didn't grow up. And I think that that's another aspect of training. Mental training can help both your fitness life and your financial life. 

NAPHEESA COLLIER: Mm-hmm.